Mohammad Kafi, Naushadul Haque Mullick

Abstract

The problems of poverty and unemployment concerns in Iran are not covered by anyone, the high volume of alumni academic graduates, hidden unemployment, incomplete high employment, high volume of informal economic sector workers and the issues of this hand have become the concern of Iranian families and statesmen. Accordingly, the various employment plans are also in the recent decades have run due to not paying attention to the experiences with global value, in many cases, with the failure. In many countries in the world, policymakers have concluded that the charitable practices of the poor cannot help reduce the number of poor and their withdrawal from the poverty cycle; In fact, these aids play the role of a sedative that relieves inflammation, but do not necessarily lead to complete recovery, And this has made the problem of poverty one of the most intractable social crises in many societies, including poor and developing ones such as Iran. On the other hand, is not covered by anyone that the patterns of economic and social development in today's world, only one country and society does not have dedicated and successful patterns constantly repeat in the land of the other. In other words, research on successful global patterns is very interesting and functional and can be tried by benefiting from their strengths and weaknesses to achieve one or more specific purposes. Therefore, in this investigation, in addition to reviewing a special model, it is suggested to investigate the barriers and problems of poor banking in Iran and also to provide some solutions in this field‎.